Banks quote different rates to the same person. We read your profile, check where you actually qualify, and put the offers side by side — so you borrow from the lender that costs you least.
Home loan · salaried · CIBIL 762
Illustration only. Actual rates depend on your credit profile, income and the lender's policy on the day you apply.
Nothing is applied for without your go-ahead. We only submit to a lender after you've seen the numbers and said yes.
A call or WhatsApp message. What the money is for, how much, and by when.
Income, CIBIL score, running EMIs, documents in hand. This is where we find the problems early.
A shortlist of lenders with rate, tenure, processing fee and honest approval chances — laid out plainly.
Forms, file submission, follow-up with the branch, right through to disbursal.
Tap any one to ask about it directly on WhatsApp.
Purchase, construction, plot + build, or balance transfer to a lower rate.
Marriage, medical, education or emergencies — without collateral.
Working capital, OD/CC limits, machinery and MSME schemes.
New and used cars, two-wheelers, and commercial vehicles.
Unlock value from land, house or commercial space at lower interest.
Best per-gram rate and safest custody — compared across lenders.
India and abroad, including collateral-free options up to eligible limits.
Paying too much interest already? Move the loan and cut the EMI.
A bank employee can only sell you their own product. We sit on your side of the table and look at all of them.
Every rejected application leaves a mark on your CIBIL score. We check eligibility before applying, so you don't damage your profile shopping around.
Processing fees, insurance bundled into the EMI, prepayment penalties, legal charges. We show the number that actually leaves your pocket.
Files get stuck. Branches ask for one more document. You get a person in Thrissur who follows it up, in Malayalam, until it's disbursed.
Opens WhatsApp with your details filled in. Nothing is sent until you press send.
Nothing to pay for the enquiry, the eligibility check, the bank comparison or the paperwork. Our minimal service fee applies only after the loan is sanctioned and the money reaches you. If it does not come through, you owe us nothing.
No. Loan Master is a loan advisory and registered DSA. The loan is always sanctioned and disbursed by the bank or NBFC. We help you find the right one, prepare the file correctly and follow it through.
No, and you should be careful of anyone who promises that. Approval is the bank's decision. What we can do is check your eligibility honestly beforehand and point you where your chances are strongest — which is why our files rarely get rejected.
Not necessarily. Some lenders weigh income and existing relationships more heavily, and in many cases a few months of small corrections lift the score enough to qualify. Talk to us first rather than applying and collecting rejections.
Nothing upfront, ever. The enquiry, eligibility check, bank comparison and paperwork are all free. A minimal service fee is payable only once the loan is sanctioned and disbursed — and the amount is told to you in advance. If the loan does not come through, there is no charge at all.
Yes. Most of the process runs over WhatsApp and phone, and we work with customers across Kerala. NRIs are welcome too — we handle the coordination here while you're abroad.
Your documents are used only for the applications you approve, and shared only with the lender you select. We don't sell contact details or pass your number on to anyone else.
Loan Master
2nd Floor, Kalliyath Royal Square
Palace Road, Chembukkav
Thrissur, Kerala 680020
Adarsh T S — Managing Director
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